payment gateway - Can physical credit card reader identify first & last name? -


i'm looking how physical credit card readers work, ones in grocery store. can identify paying, e.g. first name & last name printed on credit card? kind of data get? physical card readers credit card number or token?

what data can card reader potentially obtain? basic swiper (typically replaced in emv) can read track 1 data, including primary account number (pan), name, expiration date. if card reader encrypted, application has key can obtain data.

in retail environment using emv chip terminals verifone mx915 or similar ingenico, terminal slave payment gateway. happens in environment, including data exchange, token, etc part of emv certification. can read more here https://www.emvco.com/processes-forms/product-approval/


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